Privacy Policy

Effective Date: June 4, 2025

At AJ Brown & Associates, your privacy is our priority. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services. We are committed to complying with data privacy laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other applicable laws.

1. Who We Are

AJ Brown & Associates
150 S Pine Island Rd #300, Plantation, FL 33324
Email: info@ajbrownandassociates.com

We provide tax consulting, business credit education and funding, real estate financing, life insurance, and related financial services for individual and business clients.

2. Information We Collect

We may collect the following types of personal data:

a) Information You Provide to Us:

• Full name
• Email address
• Phone number
• Mailing address
• Business or tax-related documents
• Payment details (if applicable)
• Any other information you choose to provide when contacting us or using our services

b) Information Collected Automatically:

• IP address
• Browser type and version
• Device type and operating system
• Pages you visit and time spent on site
• Cookies and tracking technologies (see Section 6)

3. How We Use Your Information

We use your personal data to:

• Provide and manage our services
• Respond to your inquiries and requests
• Send administrative updates and client communications
• Process payments (if applicable)
• Comply with legal and regulatory requirements
• Improve our website, services, and customer experience
• Send occasional marketing messages (with your consent)

4. Legal Basis for Processing (for EU Visitors)

If you are in the European Union, we will only process your personal data where we have a legal basis to do so, including:

• Your consent
• To perform a contract with you
• To comply with legal obligations
• For our legitimate business interests, where these do not override your rights

5. Sharing Your Information

We do not sell or rent your information. We may share your data with:

• Trusted service providers (e.g., email platforms, CRM, payment processors)
• Legal or government authorities when required by law
• Partners or affiliates who support our service delivery (under confidentiality agreements)

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Understand website traffic and user behavior
• Remember your preferences and settings
• Improve site performance and personalization

You may adjust your browser settings to decline cookies, but this may affect your user experience.

7. Data Retention

We retain your personal information only for as long as necessary:

• To fulfill the purpose it was collected
• To comply with legal and accounting obligations
• To enforce our agreements and protect our rights

8. Your Privacy Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Correct inaccurate or outdated information
• Request deletion of your data
• Object to or restrict certain types of processing
• Withdraw consent at any time
• Lodge a complaint with a data protection authority

To exercise any of these rights, please contact us at [Insert Contact Email].

9. Data Security

We implement appropriate technical and organizational safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. Please review their policies before sharing your information.

11. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our site and services after changes are posted signifies your acceptance.

12. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact:

AJ Brown & Associates

150 S Pine Island Rd #300, Plantation, FL 33324
Email: info@ajbrownandassociates.com
Phone: 954.710.6727